Access, data, and local law
We write this policy for India and keep it tied to local law. Where access is permitted, the terms on this page govern how you create an account, use the site, and ask for help. Where access is not permitted, we do not offer it and
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we do not ask you to work around the restriction. The current version on the site is the one that applies when you use it, and we may change wording when rules, security steps, or contact paths change. If a change affects your rights, we keep
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the wording clear and point you to the section that moved. We also keep a record of the last update so you can compare the current page with earlier wording if you need to. If you use UPI, Paytm, or PhonePe in a supported case, the
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same legal checks still apply before we accept a request or change a record.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.